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General Terms and Conditions
The basis of all of the transactions you conduct with your Sparkasse
An overview of our Terms and Conditions
General Terms and Conditions
General Terms and Conditions of Sparkasse Hellweg-Lippe
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Online banking
Terms and conditions for online banking
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Terms and conditions for remote data transmission (RDT)
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Terms and conditions for the use of electronic mailboxes
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Terms and conditions for the use of electronic statements
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Terms and conditions for the use of the electronic credit card information service
(online credit card)
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Account Alerts Terms and Conditions
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Payment transactions
Terms and conditions for sending money
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Terms and conditions for direct debit payments using the SEPA Direct Debit Core scheme
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Terms and conditions for direct debit payments using the SEPA Direct Debit Business to Business scheme
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Terms and conditions for cheque payments
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Accounts and cards
Terms and conditions for Sparkassen debit card
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Terms and conditions for credit cards - Mastercard/Visa Card
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Terms and conditions for Mastercard Basis /Visa Basis debit cards
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Terms and conditions for credit cards - Mastercard Business/Corporate and Visa Card Business/Corporate
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Savings and investments
Terms and conditions for savings transactions
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Terms and conditions for security transactions
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Other terms and conditions for corporate clients
Terms and conditions for financial guarantee transactions
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Terms and Conditions for the use of the debit card system of the German Credit Services Sector (Terms & Conditions for Retailers)
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To view, save and print our terms and conditions you will need a program for opening PDF files such as Adobe Reader, which can be downloaded for free from Adobe.
Please note that this information may also include terms and conditions for the use of products that do not currently apply to you. In this case, the corresponding information and terms will not apply. All of the above terms and conditions only come into force in conjunction with the relevant product agreements (e.g. card agreements, online banking agreements).
Accounts and cards
Loans and financing
Savings and investments
Planning ahead
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